

Banking as a Service (BaaS) software is a financial technology platform that allows third-party developers, businesses, and organizations to build and offer banking products and services via APIs (Application Programming Interfaces). This model enables companies to integrate banking functionality into their own applications without needing to become fully-fledged banks themselves.
The global Banking as a Service (BaaS) Software market size is projected to grow from US$ million in 2024 to US$ million in 2030; it is expected to grow at a CAGR of %from 2024 to 2030.
The “Banking as a Service (BaaS) Software Industry Forecast” looks at past sales and reviews total world Banking as a Service (BaaS) Software sales in 2022, providing a comprehensive analysis by region and market sector of projected Banking as a Service (BaaS) Software sales for 2023 through 2029. With Banking as a Service (BaaS) Software sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Banking as a Service (BaaS) Software industry.
This Insight Report provides a comprehensive analysis of the global Banking as a Service (BaaS) Software landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Banking as a Service (BaaS) Software portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Banking as a Service (BaaS) Software market.
This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Banking as a Service (BaaS) Software and breaks down the forecast by Type, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Banking as a Service (BaaS) Software.
United States market for Banking as a Service (BaaS) Software is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
China market for Banking as a Service (BaaS) Software is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Europe market for Banking as a Service (BaaS) Software is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Global key Banking as a Service (BaaS) Software players cover Square, Airapi, Treezor, Mambu, Synapse, etc. In terms of revenue, the global two largest companies occupied for a share nearly % in 2023.
This report presents a comprehensive overview, market shares, and growth opportunities of Banking as a Service (BaaS) Software market by product type, application, key players and key regions and countries.
Segmentation by Type:
Cloud Based
On-Premises
Segmentation by Application:
Large Enterprises
SMEs
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
Segmentation by Type:
Cloud Based
On-Premises
Segmentation by Application:
Large Enterprises
SMEs
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
Square
Airapi
Treezor
Mambu
Synapse
Unit
Finzly
FIS
Hydrogen Cards
Synctera
Youtap
Advapay
Ascertain Technologies
BANKSapi
Bond
CapitalOS
Digitap.ai
Finastra
FinHost
FISPAN
Frollo
Gigadat
Griffin
Hubuc
ipeakoin
Kanastra
Layer
MatchMove
Modulr
NETinfo
Please Note - This is an on demand report and will be delivered in 2 business days (48 hours) post payment.
1 Scope of the Report
1.1 Market Introduction
1.2 Years Considered
1.3 Research Objectives
1.4 Market Research Methodology
1.5 Research Process and Data Source
1.6 Economic Indicators
1.7 Currency Considered
1.8 Market Estimation Caveats
2 Executive Summary
2.1 World Market Overview
2.1.1 Global Banking as a Service (BaaS) Software Market Size 2019-2030
2.1.2 Banking as a Service (BaaS) Software Market Size CAGR by Region (2019 VS 2023 VS 2030)
2.1.3 World Current & Future Analysis for Banking as a Service (BaaS) Software by Country/Region, 2019, 2023 & 2030
2.2 Banking as a Service (BaaS) Software Segment by Type
2.2.1 Cloud Based
2.2.2 On-Premises
2.3 Banking as a Service (BaaS) Software Market Size by Type
2.3.1 Banking as a Service (BaaS) Software Market Size CAGR by Type (2019 VS 2023 VS 2030)
2.3.2 Global Banking as a Service (BaaS) Software Market Size Market Share by Type (2019-2024)
2.4 Banking as a Service (BaaS) Software Segment by Application
2.4.1 Large Enterprises
2.4.2 SMEs
2.5 Banking as a Service (BaaS) Software Market Size by Application
2.5.1 Banking as a Service (BaaS) Software Market Size CAGR by Application (2019 VS 2023 VS 2030)
2.5.2 Global Banking as a Service (BaaS) Software Market Size Market Share by Application (2019-2024)
3 Banking as a Service (BaaS) Software Market Size by Player
3.1 Banking as a Service (BaaS) Software Market Size Market Share by Player
3.1.1 Global Banking as a Service (BaaS) Software Revenue by Player (2019-2024)
3.1.2 Global Banking as a Service (BaaS) Software Revenue Market Share by Player (2019-2024)
3.2 Global Banking as a Service (BaaS) Software Key Players Head office and Products Offered
3.3 Market Concentration Rate Analysis
3.3.1 Competition Landscape Analysis
3.3.2 Concentration Ratio (CR3, CR5 and CR10) & (2022-2024)
3.4 New Products and Potential Entrants
3.5 Mergers & Acquisitions, Expansion
4 Banking as a Service (BaaS) Software by Region
4.1 Banking as a Service (BaaS) Software Market Size by Region (2019-2024)
4.2 Global Banking as a Service (BaaS) Software Annual Revenue by Country/Region (2019-2024)
4.3 Americas Banking as a Service (BaaS) Software Market Size Growth (2019-2024)
4.4 APAC Banking as a Service (BaaS) Software Market Size Growth (2019-2024)
4.5 Europe Banking as a Service (BaaS) Software Market Size Growth (2019-2024)
4.6 Middle East & Africa Banking as a Service (BaaS) Software Market Size Growth (2019-2024)
5 Americas
5.1 Americas Banking as a Service (BaaS) Software Market Size by Country (2019-2024)
5.2 Americas Banking as a Service (BaaS) Software Market Size by Type (2019-2024)
5.3 Americas Banking as a Service (BaaS) Software Market Size by Application (2019-2024)
5.4 United States
5.5 Canada
5.6 Mexico
5.7 Brazil
6 APAC
6.1 APAC Banking as a Service (BaaS) Software Market Size by Region (2019-2024)
6.2 APAC Banking as a Service (BaaS) Software Market Size by Type (2019-2024)
6.3 APAC Banking as a Service (BaaS) Software Market Size by Application (2019-2024)
6.4 China
6.5 Japan
6.6 South Korea
6.7 Southeast Asia
6.8 India
6.9 Australia
7 Europe
7.1 Europe Banking as a Service (BaaS) Software Market Size by Country (2019-2024)
7.2 Europe Banking as a Service (BaaS) Software Market Size by Type (2019-2024)
7.3 Europe Banking as a Service (BaaS) Software Market Size by Application (2019-2024)
7.4 Germany
7.5 France
7.6 UK
7.7 Italy
7.8 Russia
8 Middle East & Africa
8.1 Middle East & Africa Banking as a Service (BaaS) Software by Region (2019-2024)
8.2 Middle East & Africa Banking as a Service (BaaS) Software Market Size by Type (2019-2024)
8.3 Middle East & Africa Banking as a Service (BaaS) Software Market Size by Application (2019-2024)
8.4 Egypt
8.5 South Africa
8.6 Israel
8.7 Turkey
8.8 GCC Countries
9 Market Drivers, Challenges and Trends
9.1 Market Drivers & Growth Opportunities
9.2 Market Challenges & Risks
9.3 Industry Trends
10 Global Banking as a Service (BaaS) Software Market Forecast
10.1 Global Banking as a Service (BaaS) Software Forecast by Region (2025-2030)
10.1.1 Global Banking as a Service (BaaS) Software Forecast by Region (2025-2030)
10.1.2 Americas Banking as a Service (BaaS) Software Forecast
10.1.3 APAC Banking as a Service (BaaS) Software Forecast
10.1.4 Europe Banking as a Service (BaaS) Software Forecast
10.1.5 Middle East & Africa Banking as a Service (BaaS) Software Forecast
10.2 Americas Banking as a Service (BaaS) Software Forecast by Country (2025-2030)
10.2.1 United States Market Banking as a Service (BaaS) Software Forecast
10.2.2 Canada Market Banking as a Service (BaaS) Software Forecast
10.2.3 Mexico Market Banking as a Service (BaaS) Software Forecast
10.2.4 Brazil Market Banking as a Service (BaaS) Software Forecast
10.3 APAC Banking as a Service (BaaS) Software Forecast by Region (2025-2030)
10.3.1 China Banking as a Service (BaaS) Software Market Forecast
10.3.2 Japan Market Banking as a Service (BaaS) Software Forecast
10.3.3 Korea Market Banking as a Service (BaaS) Software Forecast
10.3.4 Southeast Asia Market Banking as a Service (BaaS) Software Forecast
10.3.5 India Market Banking as a Service (BaaS) Software Forecast
10.3.6 Australia Market Banking as a Service (BaaS) Software Forecast
10.4 Europe Banking as a Service (BaaS) Software Forecast by Country (2025-2030)
10.4.1 Germany Market Banking as a Service (BaaS) Software Forecast
10.4.2 France Market Banking as a Service (BaaS) Software Forecast
10.4.3 UK Market Banking as a Service (BaaS) Software Forecast
10.4.4 Italy Market Banking as a Service (BaaS) Software Forecast
10.4.5 Russia Market Banking as a Service (BaaS) Software Forecast
10.5 Middle East & Africa Banking as a Service (BaaS) Software Forecast by Region (2025-2030)
10.5.1 Egypt Market Banking as a Service (BaaS) Software Forecast
10.5.2 South Africa Market Banking as a Service (BaaS) Software Forecast
10.5.3 Israel Market Banking as a Service (BaaS) Software Forecast
10.5.4 Turkey Market Banking as a Service (BaaS) Software Forecast
10.6 Global Banking as a Service (BaaS) Software Forecast by Type (2025-2030)
10.7 Global Banking as a Service (BaaS) Software Forecast by Application (2025-2030)
10.7.1 GCC Countries Market Banking as a Service (BaaS) Software Forecast
11 Key Players Analysis
11.1 Square
11.1.1 Square Company Information
11.1.2 Square Banking as a Service (BaaS) Software Product Offered
11.1.3 Square Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.1.4 Square Main Business Overview
11.1.5 Square Latest Developments
11.2 Airapi
11.2.1 Airapi Company Information
11.2.2 Airapi Banking as a Service (BaaS) Software Product Offered
11.2.3 Airapi Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.2.4 Airapi Main Business Overview
11.2.5 Airapi Latest Developments
11.3 Treezor
11.3.1 Treezor Company Information
11.3.2 Treezor Banking as a Service (BaaS) Software Product Offered
11.3.3 Treezor Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.3.4 Treezor Main Business Overview
11.3.5 Treezor Latest Developments
11.4 Mambu
11.4.1 Mambu Company Information
11.4.2 Mambu Banking as a Service (BaaS) Software Product Offered
11.4.3 Mambu Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.4.4 Mambu Main Business Overview
11.4.5 Mambu Latest Developments
11.5 Synapse
11.5.1 Synapse Company Information
11.5.2 Synapse Banking as a Service (BaaS) Software Product Offered
11.5.3 Synapse Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.5.4 Synapse Main Business Overview
11.5.5 Synapse Latest Developments
11.6 Unit
11.6.1 Unit Company Information
11.6.2 Unit Banking as a Service (BaaS) Software Product Offered
11.6.3 Unit Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.6.4 Unit Main Business Overview
11.6.5 Unit Latest Developments
11.7 Finzly
11.7.1 Finzly Company Information
11.7.2 Finzly Banking as a Service (BaaS) Software Product Offered
11.7.3 Finzly Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.7.4 Finzly Main Business Overview
11.7.5 Finzly Latest Developments
11.8 FIS
11.8.1 FIS Company Information
11.8.2 FIS Banking as a Service (BaaS) Software Product Offered
11.8.3 FIS Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.8.4 FIS Main Business Overview
11.8.5 FIS Latest Developments
11.9 Hydrogen Cards
11.9.1 Hydrogen Cards Company Information
11.9.2 Hydrogen Cards Banking as a Service (BaaS) Software Product Offered
11.9.3 Hydrogen Cards Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.9.4 Hydrogen Cards Main Business Overview
11.9.5 Hydrogen Cards Latest Developments
11.10 Synctera
11.10.1 Synctera Company Information
11.10.2 Synctera Banking as a Service (BaaS) Software Product Offered
11.10.3 Synctera Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.10.4 Synctera Main Business Overview
11.10.5 Synctera Latest Developments
11.11 Youtap
11.11.1 Youtap Company Information
11.11.2 Youtap Banking as a Service (BaaS) Software Product Offered
11.11.3 Youtap Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.11.4 Youtap Main Business Overview
11.11.5 Youtap Latest Developments
11.12 Advapay
11.12.1 Advapay Company Information
11.12.2 Advapay Banking as a Service (BaaS) Software Product Offered
11.12.3 Advapay Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.12.4 Advapay Main Business Overview
11.12.5 Advapay Latest Developments
11.13 Ascertain Technologies
11.13.1 Ascertain Technologies Company Information
11.13.2 Ascertain Technologies Banking as a Service (BaaS) Software Product Offered
11.13.3 Ascertain Technologies Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.13.4 Ascertain Technologies Main Business Overview
11.13.5 Ascertain Technologies Latest Developments
11.14 BANKSapi
11.14.1 BANKSapi Company Information
11.14.2 BANKSapi Banking as a Service (BaaS) Software Product Offered
11.14.3 BANKSapi Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.14.4 BANKSapi Main Business Overview
11.14.5 BANKSapi Latest Developments
11.15 Bond
11.15.1 Bond Company Information
11.15.2 Bond Banking as a Service (BaaS) Software Product Offered
11.15.3 Bond Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.15.4 Bond Main Business Overview
11.15.5 Bond Latest Developments
11.16 CapitalOS
11.16.1 CapitalOS Company Information
11.16.2 CapitalOS Banking as a Service (BaaS) Software Product Offered
11.16.3 CapitalOS Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.16.4 CapitalOS Main Business Overview
11.16.5 CapitalOS Latest Developments
11.17 Digitap.ai
11.17.1 Digitap.ai Company Information
11.17.2 Digitap.ai Banking as a Service (BaaS) Software Product Offered
11.17.3 Digitap.ai Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.17.4 Digitap.ai Main Business Overview
11.17.5 Digitap.ai Latest Developments
11.18 Finastra
11.18.1 Finastra Company Information
11.18.2 Finastra Banking as a Service (BaaS) Software Product Offered
11.18.3 Finastra Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.18.4 Finastra Main Business Overview
11.18.5 Finastra Latest Developments
11.19 FinHost
11.19.1 FinHost Company Information
11.19.2 FinHost Banking as a Service (BaaS) Software Product Offered
11.19.3 FinHost Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.19.4 FinHost Main Business Overview
11.19.5 FinHost Latest Developments
11.20 FISPAN
11.20.1 FISPAN Company Information
11.20.2 FISPAN Banking as a Service (BaaS) Software Product Offered
11.20.3 FISPAN Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.20.4 FISPAN Main Business Overview
11.20.5 FISPAN Latest Developments
11.21 Frollo
11.21.1 Frollo Company Information
11.21.2 Frollo Banking as a Service (BaaS) Software Product Offered
11.21.3 Frollo Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.21.4 Frollo Main Business Overview
11.21.5 Frollo Latest Developments
11.22 Gigadat
11.22.1 Gigadat Company Information
11.22.2 Gigadat Banking as a Service (BaaS) Software Product Offered
11.22.3 Gigadat Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.22.4 Gigadat Main Business Overview
11.22.5 Gigadat Latest Developments
11.23 Griffin
11.23.1 Griffin Company Information
11.23.2 Griffin Banking as a Service (BaaS) Software Product Offered
11.23.3 Griffin Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.23.4 Griffin Main Business Overview
11.23.5 Griffin Latest Developments
11.24 Hubuc
11.24.1 Hubuc Company Information
11.24.2 Hubuc Banking as a Service (BaaS) Software Product Offered
11.24.3 Hubuc Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.24.4 Hubuc Main Business Overview
11.24.5 Hubuc Latest Developments
11.25 ipeakoin
11.25.1 ipeakoin Company Information
11.25.2 ipeakoin Banking as a Service (BaaS) Software Product Offered
11.25.3 ipeakoin Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.25.4 ipeakoin Main Business Overview
11.25.5 ipeakoin Latest Developments
11.26 Kanastra
11.26.1 Kanastra Company Information
11.26.2 Kanastra Banking as a Service (BaaS) Software Product Offered
11.26.3 Kanastra Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.26.4 Kanastra Main Business Overview
11.26.5 Kanastra Latest Developments
11.27 Layer
11.27.1 Layer Company Information
11.27.2 Layer Banking as a Service (BaaS) Software Product Offered
11.27.3 Layer Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.27.4 Layer Main Business Overview
11.27.5 Layer Latest Developments
11.28 MatchMove
11.28.1 MatchMove Company Information
11.28.2 MatchMove Banking as a Service (BaaS) Software Product Offered
11.28.3 MatchMove Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.28.4 MatchMove Main Business Overview
11.28.5 MatchMove Latest Developments
11.29 Modulr
11.29.1 Modulr Company Information
11.29.2 Modulr Banking as a Service (BaaS) Software Product Offered
11.29.3 Modulr Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.29.4 Modulr Main Business Overview
11.29.5 Modulr Latest Developments
11.30 NETinfo
11.30.1 NETinfo Company Information
11.30.2 NETinfo Banking as a Service (BaaS) Software Product Offered
11.30.3 NETinfo Banking as a Service (BaaS) Software Revenue, Gross Margin and Market Share (2019-2024)
11.30.4 NETinfo Main Business Overview
11.30.5 NETinfo Latest Developments
12 Research Findings and Conclusion
*If Applicable.