

Banking as a Service (BaaS) platform refers to a digital banking infrastructure that allows non-banking entities, such as fintech companies, startups, or other businesses, to offer banking services to their customers without the need to obtain a banking license themselves. BaaS platforms are typically provided by traditional banks or specialized fintech companies, offering a range of banking functionalities through APIs (Application Programming Interfaces) and other integration tools.
The global Banking as a Service Platform market size is projected to grow from US$ million in 2024 to US$ million in 2030; it is expected to grow at a CAGR of %from 2024 to 2030.
The “Banking as a Service Platform Industry Forecast” looks at past sales and reviews total world Banking as a Service Platform sales in 2022, providing a comprehensive analysis by region and market sector of projected Banking as a Service Platform sales for 2023 through 2029. With Banking as a Service Platform sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Banking as a Service Platform industry.
This Insight Report provides a comprehensive analysis of the global Banking as a Service Platform landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Banking as a Service Platform portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Banking as a Service Platform market.
This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Banking as a Service Platform and breaks down the forecast by Type, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Banking as a Service Platform.
United States market for Banking as a Service Platform is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
China market for Banking as a Service Platform is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Europe market for Banking as a Service Platform is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Global key Banking as a Service Platform players cover Starling Bank, Sopra Banking Software, Bankable, Treezor, BBVA, etc. In terms of revenue, the global two largest companies occupied for a share nearly % in 2023.
This report presents a comprehensive overview, market shares, and growth opportunities of Banking as a Service Platform market by product type, application, key players and key regions and countries.
Segmentation by Type:
Banking as a Service Platform
Banking as a Service APls
Services
Segmentation by Application:
Education
Manufacturing
Healthcare
IT and Telecommunication
Energy
Retail
Transportation
Others
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
Segmentation by Type:
Banking as a Service Platform
Banking as a Service APls
Services
Segmentation by Application:
Education
Manufacturing
Healthcare
IT and Telecommunication
Energy
Retail
Transportation
Others
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
Starling Bank
Sopra Banking Software
Bankable
Treezor
BBVA
ClearBank
TrueLayer
Unit Finance
Railsbank
Yapily
FintechOs
Thought Machine
Upvest
Solarisbank
Green Dot Corporation
Q2 Software, Inc.
Please Note - This is an on demand report and will be delivered in 2 business days (48 hours) post payment.
1 Scope of the Report
1.1 Market Introduction
1.2 Years Considered
1.3 Research Objectives
1.4 Market Research Methodology
1.5 Research Process and Data Source
1.6 Economic Indicators
1.7 Currency Considered
1.8 Market Estimation Caveats
2 Executive Summary
2.1 World Market Overview
2.1.1 Global Banking as a Service Platform Market Size 2019-2030
2.1.2 Banking as a Service Platform Market Size CAGR by Region (2019 VS 2023 VS 2030)
2.1.3 World Current & Future Analysis for Banking as a Service Platform by Country/Region, 2019, 2023 & 2030
2.2 Banking as a Service Platform Segment by Type
2.2.1 Banking as a Service Platform
2.2.2 Banking as a Service APls
2.2.3 Services
2.3 Banking as a Service Platform Market Size by Type
2.3.1 Banking as a Service Platform Market Size CAGR by Type (2019 VS 2023 VS 2030)
2.3.2 Global Banking as a Service Platform Market Size Market Share by Type (2019-2024)
2.4 Banking as a Service Platform Segment by Application
2.4.1 Education
2.4.2 Manufacturing
2.4.3 Healthcare
2.4.4 IT and Telecommunication
2.4.5 Energy
2.4.6 Retail
2.4.7 Transportation
2.4.8 Others
2.5 Banking as a Service Platform Market Size by Application
2.5.1 Banking as a Service Platform Market Size CAGR by Application (2019 VS 2023 VS 2030)
2.5.2 Global Banking as a Service Platform Market Size Market Share by Application (2019-2024)
3 Banking as a Service Platform Market Size by Player
3.1 Banking as a Service Platform Market Size Market Share by Player
3.1.1 Global Banking as a Service Platform Revenue by Player (2019-2024)
3.1.2 Global Banking as a Service Platform Revenue Market Share by Player (2019-2024)
3.2 Global Banking as a Service Platform Key Players Head office and Products Offered
3.3 Market Concentration Rate Analysis
3.3.1 Competition Landscape Analysis
3.3.2 Concentration Ratio (CR3, CR5 and CR10) & (2022-2024)
3.4 New Products and Potential Entrants
3.5 Mergers & Acquisitions, Expansion
4 Banking as a Service Platform by Region
4.1 Banking as a Service Platform Market Size by Region (2019-2024)
4.2 Global Banking as a Service Platform Annual Revenue by Country/Region (2019-2024)
4.3 Americas Banking as a Service Platform Market Size Growth (2019-2024)
4.4 APAC Banking as a Service Platform Market Size Growth (2019-2024)
4.5 Europe Banking as a Service Platform Market Size Growth (2019-2024)
4.6 Middle East & Africa Banking as a Service Platform Market Size Growth (2019-2024)
5 Americas
5.1 Americas Banking as a Service Platform Market Size by Country (2019-2024)
5.2 Americas Banking as a Service Platform Market Size by Type (2019-2024)
5.3 Americas Banking as a Service Platform Market Size by Application (2019-2024)
5.4 United States
5.5 Canada
5.6 Mexico
5.7 Brazil
6 APAC
6.1 APAC Banking as a Service Platform Market Size by Region (2019-2024)
6.2 APAC Banking as a Service Platform Market Size by Type (2019-2024)
6.3 APAC Banking as a Service Platform Market Size by Application (2019-2024)
6.4 China
6.5 Japan
6.6 South Korea
6.7 Southeast Asia
6.8 India
6.9 Australia
7 Europe
7.1 Europe Banking as a Service Platform Market Size by Country (2019-2024)
7.2 Europe Banking as a Service Platform Market Size by Type (2019-2024)
7.3 Europe Banking as a Service Platform Market Size by Application (2019-2024)
7.4 Germany
7.5 France
7.6 UK
7.7 Italy
7.8 Russia
8 Middle East & Africa
8.1 Middle East & Africa Banking as a Service Platform by Region (2019-2024)
8.2 Middle East & Africa Banking as a Service Platform Market Size by Type (2019-2024)
8.3 Middle East & Africa Banking as a Service Platform Market Size by Application (2019-2024)
8.4 Egypt
8.5 South Africa
8.6 Israel
8.7 Turkey
8.8 GCC Countries
9 Market Drivers, Challenges and Trends
9.1 Market Drivers & Growth Opportunities
9.2 Market Challenges & Risks
9.3 Industry Trends
10 Global Banking as a Service Platform Market Forecast
10.1 Global Banking as a Service Platform Forecast by Region (2025-2030)
10.1.1 Global Banking as a Service Platform Forecast by Region (2025-2030)
10.1.2 Americas Banking as a Service Platform Forecast
10.1.3 APAC Banking as a Service Platform Forecast
10.1.4 Europe Banking as a Service Platform Forecast
10.1.5 Middle East & Africa Banking as a Service Platform Forecast
10.2 Americas Banking as a Service Platform Forecast by Country (2025-2030)
10.2.1 United States Market Banking as a Service Platform Forecast
10.2.2 Canada Market Banking as a Service Platform Forecast
10.2.3 Mexico Market Banking as a Service Platform Forecast
10.2.4 Brazil Market Banking as a Service Platform Forecast
10.3 APAC Banking as a Service Platform Forecast by Region (2025-2030)
10.3.1 China Banking as a Service Platform Market Forecast
10.3.2 Japan Market Banking as a Service Platform Forecast
10.3.3 Korea Market Banking as a Service Platform Forecast
10.3.4 Southeast Asia Market Banking as a Service Platform Forecast
10.3.5 India Market Banking as a Service Platform Forecast
10.3.6 Australia Market Banking as a Service Platform Forecast
10.4 Europe Banking as a Service Platform Forecast by Country (2025-2030)
10.4.1 Germany Market Banking as a Service Platform Forecast
10.4.2 France Market Banking as a Service Platform Forecast
10.4.3 UK Market Banking as a Service Platform Forecast
10.4.4 Italy Market Banking as a Service Platform Forecast
10.4.5 Russia Market Banking as a Service Platform Forecast
10.5 Middle East & Africa Banking as a Service Platform Forecast by Region (2025-2030)
10.5.1 Egypt Market Banking as a Service Platform Forecast
10.5.2 South Africa Market Banking as a Service Platform Forecast
10.5.3 Israel Market Banking as a Service Platform Forecast
10.5.4 Turkey Market Banking as a Service Platform Forecast
10.6 Global Banking as a Service Platform Forecast by Type (2025-2030)
10.7 Global Banking as a Service Platform Forecast by Application (2025-2030)
10.7.1 GCC Countries Market Banking as a Service Platform Forecast
11 Key Players Analysis
11.1 Starling Bank
11.1.1 Starling Bank Company Information
11.1.2 Starling Bank Banking as a Service Platform Product Offered
11.1.3 Starling Bank Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.1.4 Starling Bank Main Business Overview
11.1.5 Starling Bank Latest Developments
11.2 Sopra Banking Software
11.2.1 Sopra Banking Software Company Information
11.2.2 Sopra Banking Software Banking as a Service Platform Product Offered
11.2.3 Sopra Banking Software Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.2.4 Sopra Banking Software Main Business Overview
11.2.5 Sopra Banking Software Latest Developments
11.3 Bankable
11.3.1 Bankable Company Information
11.3.2 Bankable Banking as a Service Platform Product Offered
11.3.3 Bankable Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.3.4 Bankable Main Business Overview
11.3.5 Bankable Latest Developments
11.4 Treezor
11.4.1 Treezor Company Information
11.4.2 Treezor Banking as a Service Platform Product Offered
11.4.3 Treezor Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.4.4 Treezor Main Business Overview
11.4.5 Treezor Latest Developments
11.5 BBVA
11.5.1 BBVA Company Information
11.5.2 BBVA Banking as a Service Platform Product Offered
11.5.3 BBVA Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.5.4 BBVA Main Business Overview
11.5.5 BBVA Latest Developments
11.6 ClearBank
11.6.1 ClearBank Company Information
11.6.2 ClearBank Banking as a Service Platform Product Offered
11.6.3 ClearBank Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.6.4 ClearBank Main Business Overview
11.6.5 ClearBank Latest Developments
11.7 TrueLayer
11.7.1 TrueLayer Company Information
11.7.2 TrueLayer Banking as a Service Platform Product Offered
11.7.3 TrueLayer Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.7.4 TrueLayer Main Business Overview
11.7.5 TrueLayer Latest Developments
11.8 Unit Finance
11.8.1 Unit Finance Company Information
11.8.2 Unit Finance Banking as a Service Platform Product Offered
11.8.3 Unit Finance Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.8.4 Unit Finance Main Business Overview
11.8.5 Unit Finance Latest Developments
11.9 Railsbank
11.9.1 Railsbank Company Information
11.9.2 Railsbank Banking as a Service Platform Product Offered
11.9.3 Railsbank Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.9.4 Railsbank Main Business Overview
11.9.5 Railsbank Latest Developments
11.10 Yapily
11.10.1 Yapily Company Information
11.10.2 Yapily Banking as a Service Platform Product Offered
11.10.3 Yapily Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.10.4 Yapily Main Business Overview
11.10.5 Yapily Latest Developments
11.11 FintechOs
11.11.1 FintechOs Company Information
11.11.2 FintechOs Banking as a Service Platform Product Offered
11.11.3 FintechOs Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.11.4 FintechOs Main Business Overview
11.11.5 FintechOs Latest Developments
11.12 Thought Machine
11.12.1 Thought Machine Company Information
11.12.2 Thought Machine Banking as a Service Platform Product Offered
11.12.3 Thought Machine Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.12.4 Thought Machine Main Business Overview
11.12.5 Thought Machine Latest Developments
11.13 Upvest
11.13.1 Upvest Company Information
11.13.2 Upvest Banking as a Service Platform Product Offered
11.13.3 Upvest Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.13.4 Upvest Main Business Overview
11.13.5 Upvest Latest Developments
11.14 Solarisbank
11.14.1 Solarisbank Company Information
11.14.2 Solarisbank Banking as a Service Platform Product Offered
11.14.3 Solarisbank Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.14.4 Solarisbank Main Business Overview
11.14.5 Solarisbank Latest Developments
11.15 Green Dot Corporation
11.15.1 Green Dot Corporation Company Information
11.15.2 Green Dot Corporation Banking as a Service Platform Product Offered
11.15.3 Green Dot Corporation Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.15.4 Green Dot Corporation Main Business Overview
11.15.5 Green Dot Corporation Latest Developments
11.16 Q2 Software, Inc.
11.16.1 Q2 Software, Inc. Company Information
11.16.2 Q2 Software, Inc. Banking as a Service Platform Product Offered
11.16.3 Q2 Software, Inc. Banking as a Service Platform Revenue, Gross Margin and Market Share (2019-2024)
11.16.4 Q2 Software, Inc. Main Business Overview
11.16.5 Q2 Software, Inc. Latest Developments
12 Research Findings and Conclusion
*If Applicable.