

The global Digital Banking market size is predicted to grow from US$ 17520 million in 2025 to US$ 51570 million in 2031; it is expected to grow at a CAGR of 19.7% from 2025 to 2031.
Digital banking is a move to online banking, where banking services are provided over the Internet.Over the years, the market for digital channel platforms has evolved from online and mobile specific banking solutions to digital banking platforms that are not related to channels.Advanced and mature digital banking platforms are highly flexible and can integrate many different banking services through a good interactive user interface (UI) or customer experience.This factor is the main reason why global companies have such a strong pull on digital banking.In addition, Banks are now under enormous pressure to improve operational efficiency and reduce bank costs while providing advanced next-generation digital banking services.Digital banking platform vendors are now developing smart and smart banking platforms to meet the needs of Banks and customers.This includes the need for channel integration support and dynamic customer experience to make core banking easier to implement, as well as the devices customers want to use or are interested in and affordable.The digital banking industry is relatively fragmented, with many small and new companies.Large global companies are mainly located in the us and Europe.American and European companies have a long history and an unshakable position in this field.The main markets for digital banking are in developed countries.North America has the largest market for digital banking platforms in terms of revenue generation.The regional market was driven by the early adoption of digital technology in banking.The asia-pacific market is expected to grow at a good pace during the forecast period.Strong growth in IT infrastructure and significant investment in digital banking by public and private companies are expected to support growth in the regional market.North America had a 37 percent market share in 2018, followed by Europe with 38 percent.The asia-pacific consumer market is growing even faster, however, with a market share of only 20 percent in 2018.In the rest of Asia Pacific, the Australian market is developing relatively well.In 2018, pc-based digital banking accounted for about 67% of the market share, and most of the products of the market belong to pc-based digital banking. In 2018, the market share of mobile digital banking was 33%. It is expected that the number of mobile digital banking will increase significantly in the next few years.Small and medium-sized enterprises (smes) are still the main application group in the market, accounting for about 59% of the market share in 2018. The development rate of smes is faster than that of large enterprises. By 2025, the market share of smes will expand to 60%.The development of digital Banks in China is relatively backward compared with that in Europe and the United States. Many large enterprises are still in the financing stage, and the market is expected to develop rapidly in the next few years.
The leading market for digital banking is the United States, with about 50% of the market, followed by Europe, with about 30%.
Major enterprises include SAP, Misys, Q2, Kony, Infosys, etc., with the top three accounting for about 45%.
The “Digital Banking Industry Forecast” looks at past sales and reviews total world Digital Banking sales in 2024, providing a comprehensive analysis by region and market sector of projected Digital Banking sales for 2025 through 2031. With Digital Banking sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Digital Banking industry.
This Insight Report provides a comprehensive analysis of the global Digital Banking landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Digital Banking portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Digital Banking market.
This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Digital Banking and breaks down the forecast by Terminal, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Digital Banking.
This report presents a comprehensive overview, market shares, and growth opportunities of Digital Banking market by product type, application, key players and key regions and countries.
Segmentation by Terminal:
PC
Mobile
Segmentation by Application:
Individual
SME Digital Banking
Corporate Digital Banking
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
Urban FT
Kony
Backbase
Technisys
Infosys
Digiliti Money
Innofis
Mobilearth
D3 Banking Technology
Alkami
Q2
Misys
SAP
Please Note - This is an on demand report and will be delivered in 2 business days (48 hours) post payment.
1 Scope of the Report
1.1 Market Introduction
1.2 Years Considered
1.3 Research Objectives
1.4 Market Research Methodology
1.5 Research Process and Data Source
1.6 Economic Indicators
1.7 Currency Considered
1.8 Market Estimation Caveats
2 Executive Summary
2.1 World Market Overview
2.1.1 Global Digital Banking Market Size (2020-2031)
2.1.2 Digital Banking Market Size CAGR by Region (2020 VS 2024 VS 2031)
2.1.3 World Current & Future Analysis for Digital Banking by Country/Region (2020, 2024 & 2031)
2.2 Digital Banking Segment by Terminal
2.2.1 PC
2.2.2 Mobile
2.3 Digital Banking Market Size by Terminal
2.3.1 Digital Banking Market Size CAGR by Terminal (2020 VS 2024 VS 2031)
2.3.2 Global Digital Banking Market Size Market Share by Terminal (2020-2025)
2.4 Digital Banking Segment by Application
2.4.1 Individual
2.4.2 SME Digital Banking
2.4.3 Corporate Digital Banking
2.5 Digital Banking Market Size by Application
2.5.1 Digital Banking Market Size CAGR by Application (2020 VS 2024 VS 2031)
2.5.2 Global Digital Banking Market Size Market Share by Application (2020-2025)
3 Digital Banking Market Size by Player
3.1 Digital Banking Market Size Market Share by Player
3.1.1 Global Digital Banking Revenue by Player (2020-2025)
3.1.2 Global Digital Banking Revenue Market Share by Player (2020-2025)
3.2 Global Digital Banking Key Players Head office and Products Offered
3.3 Market Concentration Rate Analysis
3.3.1 Competition Landscape Analysis
3.3.2 Concentration Ratio (CR3, CR5 and CR10) & (2023-2025)
3.4 New Products and Potential Entrants
3.5 Mergers & Acquisitions, Expansion
4 Digital Banking by Region
4.1 Digital Banking Market Size by Region (2020-2025)
4.2 Global Digital Banking Annual Revenue by Country/Region (2020-2025)
4.3 Americas Digital Banking Market Size Growth (2020-2025)
4.4 APAC Digital Banking Market Size Growth (2020-2025)
4.5 Europe Digital Banking Market Size Growth (2020-2025)
4.6 Middle East & Africa Digital Banking Market Size Growth (2020-2025)
5 Americas
5.1 Americas Digital Banking Market Size by Country (2020-2025)
5.2 Americas Digital Banking Market Size by Terminal (2020-2025)
5.3 Americas Digital Banking Market Size by Application (2020-2025)
5.4 United States
5.5 Canada
5.6 Mexico
5.7 Brazil
6 APAC
6.1 APAC Digital Banking Market Size by Region (2020-2025)
6.2 APAC Digital Banking Market Size by Terminal (2020-2025)
6.3 APAC Digital Banking Market Size by Application (2020-2025)
6.4 China
6.5 Japan
6.6 South Korea
6.7 Southeast Asia
6.8 India
6.9 Australia
7 Europe
7.1 Europe Digital Banking Market Size by Country (2020-2025)
7.2 Europe Digital Banking Market Size by Terminal (2020-2025)
7.3 Europe Digital Banking Market Size by Application (2020-2025)
7.4 Germany
7.5 France
7.6 UK
7.7 Italy
7.8 Russia
8 Middle East & Africa
8.1 Middle East & Africa Digital Banking by Region (2020-2025)
8.2 Middle East & Africa Digital Banking Market Size by Terminal (2020-2025)
8.3 Middle East & Africa Digital Banking Market Size by Application (2020-2025)
8.4 Egypt
8.5 South Africa
8.6 Israel
8.7 Turkey
8.8 GCC Countries
9 Market Drivers, Challenges and Trends
9.1 Market Drivers & Growth Opportunities
9.2 Market Challenges & Risks
9.3 Industry Trends
10 Global Digital Banking Market Forecast
10.1 Global Digital Banking Forecast by Region (2026-2031)
10.1.1 Global Digital Banking Forecast by Region (2026-2031)
10.1.2 Americas Digital Banking Forecast
10.1.3 APAC Digital Banking Forecast
10.1.4 Europe Digital Banking Forecast
10.1.5 Middle East & Africa Digital Banking Forecast
10.2 Americas Digital Banking Forecast by Country (2026-2031)
10.2.1 United States Market Digital Banking Forecast
10.2.2 Canada Market Digital Banking Forecast
10.2.3 Mexico Market Digital Banking Forecast
10.2.4 Brazil Market Digital Banking Forecast
10.3 APAC Digital Banking Forecast by Region (2026-2031)
10.3.1 China Digital Banking Market Forecast
10.3.2 Japan Market Digital Banking Forecast
10.3.3 Korea Market Digital Banking Forecast
10.3.4 Southeast Asia Market Digital Banking Forecast
10.3.5 India Market Digital Banking Forecast
10.3.6 Australia Market Digital Banking Forecast
10.4 Europe Digital Banking Forecast by Country (2026-2031)
10.4.1 Germany Market Digital Banking Forecast
10.4.2 France Market Digital Banking Forecast
10.4.3 UK Market Digital Banking Forecast
10.4.4 Italy Market Digital Banking Forecast
10.4.5 Russia Market Digital Banking Forecast
10.5 Middle East & Africa Digital Banking Forecast by Region (2026-2031)
10.5.1 Egypt Market Digital Banking Forecast
10.5.2 South Africa Market Digital Banking Forecast
10.5.3 Israel Market Digital Banking Forecast
10.5.4 Turkey Market Digital Banking Forecast
10.6 Global Digital Banking Forecast by Terminal (2026-2031)
10.7 Global Digital Banking Forecast by Application (2026-2031)
10.7.1 GCC Countries Market Digital Banking Forecast
11 Key Players Analysis
11.1 Urban FT
11.1.1 Urban FT Company Information
11.1.2 Urban FT Digital Banking Product Offered
11.1.3 Urban FT Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.1.4 Urban FT Main Business Overview
11.1.5 Urban FT Latest Developments
11.2 Kony
11.2.1 Kony Company Information
11.2.2 Kony Digital Banking Product Offered
11.2.3 Kony Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.2.4 Kony Main Business Overview
11.2.5 Kony Latest Developments
11.3 Backbase
11.3.1 Backbase Company Information
11.3.2 Backbase Digital Banking Product Offered
11.3.3 Backbase Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.3.4 Backbase Main Business Overview
11.3.5 Backbase Latest Developments
11.4 Technisys
11.4.1 Technisys Company Information
11.4.2 Technisys Digital Banking Product Offered
11.4.3 Technisys Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.4.4 Technisys Main Business Overview
11.4.5 Technisys Latest Developments
11.5 Infosys
11.5.1 Infosys Company Information
11.5.2 Infosys Digital Banking Product Offered
11.5.3 Infosys Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.5.4 Infosys Main Business Overview
11.5.5 Infosys Latest Developments
11.6 Digiliti Money
11.6.1 Digiliti Money Company Information
11.6.2 Digiliti Money Digital Banking Product Offered
11.6.3 Digiliti Money Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.6.4 Digiliti Money Main Business Overview
11.6.5 Digiliti Money Latest Developments
11.7 Innofis
11.7.1 Innofis Company Information
11.7.2 Innofis Digital Banking Product Offered
11.7.3 Innofis Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.7.4 Innofis Main Business Overview
11.7.5 Innofis Latest Developments
11.8 Mobilearth
11.8.1 Mobilearth Company Information
11.8.2 Mobilearth Digital Banking Product Offered
11.8.3 Mobilearth Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.8.4 Mobilearth Main Business Overview
11.8.5 Mobilearth Latest Developments
11.9 D3 Banking Technology
11.9.1 D3 Banking Technology Company Information
11.9.2 D3 Banking Technology Digital Banking Product Offered
11.9.3 D3 Banking Technology Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.9.4 D3 Banking Technology Main Business Overview
11.9.5 D3 Banking Technology Latest Developments
11.10 Alkami
11.10.1 Alkami Company Information
11.10.2 Alkami Digital Banking Product Offered
11.10.3 Alkami Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.10.4 Alkami Main Business Overview
11.10.5 Alkami Latest Developments
11.11 Q2
11.11.1 Q2 Company Information
11.11.2 Q2 Digital Banking Product Offered
11.11.3 Q2 Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.11.4 Q2 Main Business Overview
11.11.5 Q2 Latest Developments
11.12 Misys
11.12.1 Misys Company Information
11.12.2 Misys Digital Banking Product Offered
11.12.3 Misys Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.12.4 Misys Main Business Overview
11.12.5 Misys Latest Developments
11.13 SAP
11.13.1 SAP Company Information
11.13.2 SAP Digital Banking Product Offered
11.13.3 SAP Digital Banking Revenue, Gross Margin and Market Share (2020-2025)
11.13.4 SAP Main Business Overview
11.13.5 SAP Latest Developments
12 Research Findings and Conclusion
*If Applicable.