

The global Real-Time Payment Software market size is predicted to grow from US$ million in 2025 to US$ million in 2031; it is expected to grow at a CAGR of %from 2025 to 2031.
Real-time payments, sometimes called instant or Immediate Payments (IP) are the ability to transfer funds between individuals, businesses and governments, making those funds available to the payee instantly, and with instant confirmation.
United States market for Real-Time Payment Software is estimated to increase from US$ million in 2024 to US$ million by 2031, at a CAGR of % from 2025 through 2031.
China market for Real-Time Payment Software is estimated to increase from US$ million in 2024 to US$ million by 2031, at a CAGR of % from 2025 through 2031.
Europe market for Real-Time Payment Software is estimated to increase from US$ million in 2024 to US$ million by 2031, at a CAGR of % from 2025 through 2031.
Global key Real-Time Payment Software players cover FIS, SWIFT, Federal Reserve Banks, Sherpa Technologies, PayFi, etc. In terms of revenue, the global two largest companies occupied for a share nearly % in 2024.
The “Real-Time Payment Software Industry Forecast” looks at past sales and reviews total world Real-Time Payment Software sales in 2024, providing a comprehensive analysis by region and market sector of projected Real-Time Payment Software sales for 2025 through 2031. With Real-Time Payment Software sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Real-Time Payment Software industry.
This Insight Report provides a comprehensive analysis of the global Real-Time Payment Software landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Real-Time Payment Software portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Real-Time Payment Software market.
This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Real-Time Payment Software and breaks down the forecast by Type, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Real-Time Payment Software.
This report presents a comprehensive overview, market shares, and growth opportunities of Real-Time Payment Software market by product type, application, key players and key regions and countries.
Segmentation by Type:
Business-to-business (B2B)
Business-to-consumer (B2C)
Consumer-to-business (C2B)
Peer-to-peer (P2P)
Government-to-citizen (G2C)
Account-to-account (A2A)
Segmentation by Application:
Consumer
Enterprise
Government
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
FIS
SWIFT
Federal Reserve Banks
Sherpa Technologies
PayFi
ACI Worldwide
Fiserv
Volante
Jack Henry
Alacriti
The Clearing House Payments Company L.L.C.
PPRO
Axletree Solutions
Alipay Co.,Ltd
Shenzhen Tencent Computer System Co., Ltd.
Please Note - This is an on demand report and will be delivered in 2 business days (48 hours) post payment.
1 Scope of the Report
1.1 Market Introduction
1.2 Years Considered
1.3 Research Objectives
1.4 Market Research Methodology
1.5 Research Process and Data Source
1.6 Economic Indicators
1.7 Currency Considered
1.8 Market Estimation Caveats
2 Executive Summary
2.1 World Market Overview
2.1.1 Global Real-Time Payment Software Market Size (2020-2031)
2.1.2 Real-Time Payment Software Market Size CAGR by Region (2020 VS 2024 VS 2031)
2.1.3 World Current & Future Analysis for Real-Time Payment Software by Country/Region (2020, 2024 & 2031)
2.2 Real-Time Payment Software Segment by Type
2.2.1 Business-to-business (B2B)
2.2.2 Business-to-consumer (B2C)
2.2.3 Consumer-to-business (C2B)
2.2.4 Peer-to-peer (P2P)
2.2.5 Government-to-citizen (G2C)
2.2.6 Account-to-account (A2A)
2.3 Real-Time Payment Software Market Size by Type
2.3.1 Real-Time Payment Software Market Size CAGR by Type (2020 VS 2024 VS 2031)
2.3.2 Global Real-Time Payment Software Market Size Market Share by Type (2020-2025)
2.4 Real-Time Payment Software Segment by Application
2.4.1 Consumer
2.4.2 Enterprise
2.4.3 Government
2.5 Real-Time Payment Software Market Size by Application
2.5.1 Real-Time Payment Software Market Size CAGR by Application (2020 VS 2024 VS 2031)
2.5.2 Global Real-Time Payment Software Market Size Market Share by Application (2020-2025)
3 Real-Time Payment Software Market Size by Player
3.1 Real-Time Payment Software Market Size Market Share by Player
3.1.1 Global Real-Time Payment Software Revenue by Player (2020-2025)
3.1.2 Global Real-Time Payment Software Revenue Market Share by Player (2020-2025)
3.2 Global Real-Time Payment Software Key Players Head office and Products Offered
3.3 Market Concentration Rate Analysis
3.3.1 Competition Landscape Analysis
3.3.2 Concentration Ratio (CR3, CR5 and CR10) & (2023-2025)
3.4 New Products and Potential Entrants
3.5 Mergers & Acquisitions, Expansion
4 Real-Time Payment Software by Region
4.1 Real-Time Payment Software Market Size by Region (2020-2025)
4.2 Global Real-Time Payment Software Annual Revenue by Country/Region (2020-2025)
4.3 Americas Real-Time Payment Software Market Size Growth (2020-2025)
4.4 APAC Real-Time Payment Software Market Size Growth (2020-2025)
4.5 Europe Real-Time Payment Software Market Size Growth (2020-2025)
4.6 Middle East & Africa Real-Time Payment Software Market Size Growth (2020-2025)
5 Americas
5.1 Americas Real-Time Payment Software Market Size by Country (2020-2025)
5.2 Americas Real-Time Payment Software Market Size by Type (2020-2025)
5.3 Americas Real-Time Payment Software Market Size by Application (2020-2025)
5.4 United States
5.5 Canada
5.6 Mexico
5.7 Brazil
6 APAC
6.1 APAC Real-Time Payment Software Market Size by Region (2020-2025)
6.2 APAC Real-Time Payment Software Market Size by Type (2020-2025)
6.3 APAC Real-Time Payment Software Market Size by Application (2020-2025)
6.4 China
6.5 Japan
6.6 South Korea
6.7 Southeast Asia
6.8 India
6.9 Australia
7 Europe
7.1 Europe Real-Time Payment Software Market Size by Country (2020-2025)
7.2 Europe Real-Time Payment Software Market Size by Type (2020-2025)
7.3 Europe Real-Time Payment Software Market Size by Application (2020-2025)
7.4 Germany
7.5 France
7.6 UK
7.7 Italy
7.8 Russia
8 Middle East & Africa
8.1 Middle East & Africa Real-Time Payment Software by Region (2020-2025)
8.2 Middle East & Africa Real-Time Payment Software Market Size by Type (2020-2025)
8.3 Middle East & Africa Real-Time Payment Software Market Size by Application (2020-2025)
8.4 Egypt
8.5 South Africa
8.6 Israel
8.7 Turkey
8.8 GCC Countries
9 Market Drivers, Challenges and Trends
9.1 Market Drivers & Growth Opportunities
9.2 Market Challenges & Risks
9.3 Industry Trends
10 Global Real-Time Payment Software Market Forecast
10.1 Global Real-Time Payment Software Forecast by Region (2026-2031)
10.1.1 Global Real-Time Payment Software Forecast by Region (2026-2031)
10.1.2 Americas Real-Time Payment Software Forecast
10.1.3 APAC Real-Time Payment Software Forecast
10.1.4 Europe Real-Time Payment Software Forecast
10.1.5 Middle East & Africa Real-Time Payment Software Forecast
10.2 Americas Real-Time Payment Software Forecast by Country (2026-2031)
10.2.1 United States Market Real-Time Payment Software Forecast
10.2.2 Canada Market Real-Time Payment Software Forecast
10.2.3 Mexico Market Real-Time Payment Software Forecast
10.2.4 Brazil Market Real-Time Payment Software Forecast
10.3 APAC Real-Time Payment Software Forecast by Region (2026-2031)
10.3.1 China Real-Time Payment Software Market Forecast
10.3.2 Japan Market Real-Time Payment Software Forecast
10.3.3 Korea Market Real-Time Payment Software Forecast
10.3.4 Southeast Asia Market Real-Time Payment Software Forecast
10.3.5 India Market Real-Time Payment Software Forecast
10.3.6 Australia Market Real-Time Payment Software Forecast
10.4 Europe Real-Time Payment Software Forecast by Country (2026-2031)
10.4.1 Germany Market Real-Time Payment Software Forecast
10.4.2 France Market Real-Time Payment Software Forecast
10.4.3 UK Market Real-Time Payment Software Forecast
10.4.4 Italy Market Real-Time Payment Software Forecast
10.4.5 Russia Market Real-Time Payment Software Forecast
10.5 Middle East & Africa Real-Time Payment Software Forecast by Region (2026-2031)
10.5.1 Egypt Market Real-Time Payment Software Forecast
10.5.2 South Africa Market Real-Time Payment Software Forecast
10.5.3 Israel Market Real-Time Payment Software Forecast
10.5.4 Turkey Market Real-Time Payment Software Forecast
10.6 Global Real-Time Payment Software Forecast by Type (2026-2031)
10.7 Global Real-Time Payment Software Forecast by Application (2026-2031)
10.7.1 GCC Countries Market Real-Time Payment Software Forecast
11 Key Players Analysis
11.1 FIS
11.1.1 FIS Company Information
11.1.2 FIS Real-Time Payment Software Product Offered
11.1.3 FIS Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.1.4 FIS Main Business Overview
11.1.5 FIS Latest Developments
11.2 SWIFT
11.2.1 SWIFT Company Information
11.2.2 SWIFT Real-Time Payment Software Product Offered
11.2.3 SWIFT Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.2.4 SWIFT Main Business Overview
11.2.5 SWIFT Latest Developments
11.3 Federal Reserve Banks
11.3.1 Federal Reserve Banks Company Information
11.3.2 Federal Reserve Banks Real-Time Payment Software Product Offered
11.3.3 Federal Reserve Banks Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.3.4 Federal Reserve Banks Main Business Overview
11.3.5 Federal Reserve Banks Latest Developments
11.4 Sherpa Technologies
11.4.1 Sherpa Technologies Company Information
11.4.2 Sherpa Technologies Real-Time Payment Software Product Offered
11.4.3 Sherpa Technologies Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.4.4 Sherpa Technologies Main Business Overview
11.4.5 Sherpa Technologies Latest Developments
11.5 PayFi
11.5.1 PayFi Company Information
11.5.2 PayFi Real-Time Payment Software Product Offered
11.5.3 PayFi Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.5.4 PayFi Main Business Overview
11.5.5 PayFi Latest Developments
11.6 ACI Worldwide
11.6.1 ACI Worldwide Company Information
11.6.2 ACI Worldwide Real-Time Payment Software Product Offered
11.6.3 ACI Worldwide Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.6.4 ACI Worldwide Main Business Overview
11.6.5 ACI Worldwide Latest Developments
11.7 Fiserv
11.7.1 Fiserv Company Information
11.7.2 Fiserv Real-Time Payment Software Product Offered
11.7.3 Fiserv Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.7.4 Fiserv Main Business Overview
11.7.5 Fiserv Latest Developments
11.8 Volante
11.8.1 Volante Company Information
11.8.2 Volante Real-Time Payment Software Product Offered
11.8.3 Volante Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.8.4 Volante Main Business Overview
11.8.5 Volante Latest Developments
11.9 Jack Henry
11.9.1 Jack Henry Company Information
11.9.2 Jack Henry Real-Time Payment Software Product Offered
11.9.3 Jack Henry Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.9.4 Jack Henry Main Business Overview
11.9.5 Jack Henry Latest Developments
11.10 Alacriti
11.10.1 Alacriti Company Information
11.10.2 Alacriti Real-Time Payment Software Product Offered
11.10.3 Alacriti Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.10.4 Alacriti Main Business Overview
11.10.5 Alacriti Latest Developments
11.11 The Clearing House Payments Company L.L.C.
11.11.1 The Clearing House Payments Company L.L.C. Company Information
11.11.2 The Clearing House Payments Company L.L.C. Real-Time Payment Software Product Offered
11.11.3 The Clearing House Payments Company L.L.C. Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.11.4 The Clearing House Payments Company L.L.C. Main Business Overview
11.11.5 The Clearing House Payments Company L.L.C. Latest Developments
11.12 PPRO
11.12.1 PPRO Company Information
11.12.2 PPRO Real-Time Payment Software Product Offered
11.12.3 PPRO Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.12.4 PPRO Main Business Overview
11.12.5 PPRO Latest Developments
11.13 Axletree Solutions
11.13.1 Axletree Solutions Company Information
11.13.2 Axletree Solutions Real-Time Payment Software Product Offered
11.13.3 Axletree Solutions Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.13.4 Axletree Solutions Main Business Overview
11.13.5 Axletree Solutions Latest Developments
11.14 Alipay Co.,Ltd
11.14.1 Alipay Co.,Ltd Company Information
11.14.2 Alipay Co.,Ltd Real-Time Payment Software Product Offered
11.14.3 Alipay Co.,Ltd Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.14.4 Alipay Co.,Ltd Main Business Overview
11.14.5 Alipay Co.,Ltd Latest Developments
11.15 Shenzhen Tencent Computer System Co., Ltd.
11.15.1 Shenzhen Tencent Computer System Co., Ltd. Company Information
11.15.2 Shenzhen Tencent Computer System Co., Ltd. Real-Time Payment Software Product Offered
11.15.3 Shenzhen Tencent Computer System Co., Ltd. Real-Time Payment Software Revenue, Gross Margin and Market Share (2020-2025)
11.15.4 Shenzhen Tencent Computer System Co., Ltd. Main Business Overview
11.15.5 Shenzhen Tencent Computer System Co., Ltd. Latest Developments
12 Research Findings and Conclusion
*If Applicable.